On Wednesday, the Federal Reserve finally raised rates, but not by very much. 1/4 of 1% to be exact. This is being done by Janet Yellen because she feels "confident" about the U.S. economy. However, if the fed was truly confident in the economy then rates would be much higher than a fraction of 1%. Yes, the Dow is approaching 20,000 pts for the first time and there is a lot of foreign money flowing into our country that is being invested, but it only temporarily masks the national debt problem we have. Eventually, the rates will have to go up much higher. This is still a great time to take advantage of buying precious metals and invest in mining stocks to preserve your wealth against inflation when rates go up even higher.